Banking and Loan Calculators

Prepared by the BankingUS Editorial Team. Last reviewed October 25, 2026. How we review

Estimates for planning only. Results are not offers, quotes or advice.

Loan payment calculator

Estimate a fixed-rate loan payment.

Loan amount ($)

Annual interest rate (%)

Term (years)

Extra monthly payment ($, optional)

Calculate

Excludes fees, taxes and insurance. Assumes monthly compounding and fixed rate.

Mortgage calculator

Estimate principal and interest plus optional monthly housing costs.

Home price ($)

Down payment ($)

Interest rate (%)

Term (years)

Annual property tax ($, optional)

Annual home insurance ($, optional)

Monthly HOA ($, optional)

Calculate

Excludes PMI or FHA mortgage insurance, closing costs, utilities and maintenance.

Savings calculator

Project growth with monthly contributions.

Initial deposit ($)

Monthly contribution ($)

APY (%)

Years

Calculate

Assumes constant APY, deposits at month-end, and no taxes or fees. Real rates change.

APY and interest calculator

Convert a stated rate to APY and estimate interest.

Balance ($)

Stated annual rate (%)

Compounding periods per year

Years

Calculate

APY = (1 + r/n)^n - 1. Daily compounding is 365 periods per year. Banks may calculate slightly differently.

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