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Your Guide to Banking in America.

Explore US banks, loans, credit cards, mortgages, savings and trusted banking resources, with links to official sources.

Explore Banks Compare Loan Options Read Banking Guides

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🏦Banks in the USAProfiles with official links. 💵Personal LoansHow fixed-installment loans work. 🏠Mortgage LoansBuying or refinancing a home. 🚗Auto LoansFinancing a vehicle. 🎓Student LoansFederal and private options. 💼Business BankingAccounts for small companies. 💳Credit CardsCompare APR, fees and rewards. ✅Checking AccountsEveryday banking basics. 🐷Savings AccountsEarning interest on deposits. 📈High-Yield SavingsWhat higher APY means. 🔒Certificates of DepositFixed terms, fixed rates. 📚Banking GuidesOriginal education articles.

Featured banks

Profiles of major national banks, each linked to its official website.

See all 17 institutions

Helpful banking guides

Plain-English explanations of how US banking works.

All guides
Getting started

How to Open a US Bank Account

Most banks ask for a government-issued ID, a Social Security number or Individual Taxpayer…

Read guide → Checking

How Checking Accounts Work

A checking account holds money for everyday spending through debit cards, checks, transfers and…

Read guide → Savings

How Savings Accounts Work

Savings accounts earn interest on deposits and are meant for money you do not need daily. Rates are…

Read guide → Savings

High-Yield Savings Accounts

High-yield savings accounts pay a higher APY than typical savings accounts and are often offered by…

Read guide → CDs

Certificates of Deposit (CDs)

A CD locks your money for a fixed term in exchange for a set rate. Withdrawing early usually…

Read guide → Basics

What APY Means

Annual percentage yield (APY) shows the interest you would earn in a year including compounding. A…

Read guide →

Comparison tools

Run the numbers before you talk to a lender.

🧮Loan payment calculatorMonthly payment, interest and extra-payment impact. 🏡Mortgage calculatorPrincipal and interest plus taxes, insurance, HOA. 💰Savings calculatorProject growth from deposits and APY. ％APY calculatorConvert a stated rate to APY.

How to compare financial products responsibly

  • Compare APR for borrowing and APY for saving.
  • Add up fees, not just the headline rate.
  • Confirm FDIC or NCUA insurance for deposits.
  • Get offers in writing and read the terms.
  • Never pay upfront fees for a guaranteed approval.

BankingUS does not issue loans or approve applications.

Frequently asked questions

Is BankingUS a bank or a lender?

No. BankingUS is an independent information website. We do not accept deposits, make loans, or approve applications.

Are the bank links official?

Yes. Each profile links to the institution's official website. Always verify addresses before entering personal information.

Do you show current interest rates?

No. Rates and fees change often, so we direct you to each provider's official pages rather than showing figures that could be out of date.

Is the content financial advice?

No. It is general education. Consider speaking with a qualified professional for your situation.