How to Open a US Bank Account
Most banks ask for a government-issued ID, a Social Security number or Individual Taxpayer Identification Number, proof of address and an opening deposit. Many accounts can be opened online or at a branch. Compare monthly fees, minimum balances and ATM access first, and confirm the institution is FDIC-insured or NCUA-insured.
Verify with official sources
Start with the FDIC and confirm details with your provider.