Discover Bank
State-chartered bank
Overview
Discover Bank is a US financial institution. Discover Bank is a Delaware-chartered bank. Capital One completed its acquisition of Discover Financial Services in 2025; check the official site for how products and branding have changed.
Main services
Online savings, CDs, checking, credit cards and student or personal loans (verify current offerings). Product availability varies by location and over time.
Deposit insurance and regulation
Deposits held at FDIC-insured banks are generally protected up to $250,000 per depositor, per insured bank, per ownership category. Investment and insurance products are generally not FDIC-insured. Confirm this institution's current status with FDIC BankFind and see the OCC for national banks.
Rates, fees, and eligibility
We do not list rates or fees because they change often. Use the official website below to find current account terms, fee schedules, application pages, online banking details and customer support options.
Before you apply
- Read the fee schedule and account agreement.
- Check the website address matches the one listed here.
- Compare against at least two other providers. See how to compare offers.