Citizens

Prepared by the BankingUS Editorial Team. Last reviewed October 25, 2026. How we review

National bank

Overview

Citizens is a US financial institution. Citizens Bank, N.A. is a national bank supervised by the OCC.

Main services

Checking, savings, CDs, credit cards, mortgages, student loan refinancing, business banking. Product availability varies by location and over time.

Deposit insurance and regulation

Deposits held at FDIC-insured banks are generally protected up to $250,000 per depositor, per insured bank, per ownership category. Investment and insurance products are generally not FDIC-insured. Confirm this institution's current status with FDIC BankFind and see the OCC for national banks.

Rates, fees, and eligibility

We do not list rates or fees because they change often. Use the official website below to find current account terms, fee schedules, application pages, online banking details and customer support options.

Visit official website

Before you apply

• Read the fee schedule and account agreement.
• Check the website address matches the one listed here.
• Compare against at least two other providers. See how to compare offers.